Kategori: Fakultas Ekonomi
BAI’ BITHAMAN AJIL,
ALTERNATIF PEMBIAYAAN PERUMAHAN
PADA PERBANKAN SYARIAH
Lily R. Harahap
Fakultas Ekonomi Universitas IBA Palembang
During this recent two decades, national economy sharia continiue growth. Though it just still smaller compare to the existing of conventional finance, it conscioused the growth of sharia finance currently has a significant enhancement. The positive and stable economy performance has given good opportunities to the development of sharia economy in Indonesia. The existence of syariah economy in Indonesia, who has a muslim mayority, is a new point of national economy history.
Sharia banking is one of the tools for developing national economy sharia. Many products offered by national sharia banking, which includes basic principles of implementation with profit sharing. One of them is Bai’ Bithaman Ajil, which is the part of trading (Baiah). Bai’ Bithaman Ajil product is expected as an alternative for society to choose sharia banking as a mediator in transaction, specially to fulfill production needs as well as consumption needs, whose transactions are done on a long-term credit.
Keywords : syariah banking, bai’ bithaman ajil.